Reviews and More

I learned a long time ago that it’s critical to my financial health to use credit wisely. I am now in the habit of paying off my credit card bill in full every month or taking advantage of 0% balance transfers when necessary in order not to get hit with interest charges. I’m doing pretty well in this regard and haven’t paid a cent in interest over the last 7 years.

Unfortunately, a lot of people aren’t as careful about using their credit cards as they should be, and as a result, they soon find themselves buried under a mountain of debt. This can lead to a great deal of anxiety and worry as they try to figure out how to get back on their feet again. Obviously, you don’t want to get trapped in this kind of situation, so I recommend that you use your credit sensibly. If you find that you absolutely cannot live without credit cards, then you should probably check out some 0% credit cards so that you at least don’t end up throwing money away on interest.

It’s definitely possible to use credit cards wisely, but I think the best-case scenario would be to spend only the money that you have on hand. That way you’ll never have to worry about how you can pay off your credit card bills — and trust me, that peace of mind is golden!

I just got back from a rather boring vacation that didn’t go quite the way I wanted it to because of a lack of planning on my part. I’ve definitely learned my lesson and won’t make the same mistake twice! In fact, I’m already looking into possible destinations for my next vacation so that I can start putting together a great itinerary well in advance.

One place I’ve always wanted to visit is South Africa. I was online researching flights to Johannesburg when I came across a website called DialAFlight.com. DialAFlight specializes in providing travelers with the lowest airfare to some of the most sought after vacation destinations in the world.

I have to say that I was impressed by how easy it was to search for tickets on the DialAFlight site. General destinations can be selected from the left sidebar right on the index page, and from there you can choose a specific city that you want to go to or a tour package that you would like to purchase. You can also check flights to and from specific airports on specific days, which is of course crucial to formulating any kind of travel plan.

Too bad (for me, at least) DialAFlight caters to the UK market otherwise I’d certainly use this service for my next vacation!